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Medicare: When And How To Apply

Are you 65 already or approaching your 65th birthday soon? If yes, have you started social security? Have you applied for Medicare? If the answer is no, it’s time for you to apply for one. Medicare helps you pay for your medical expenses much easily. It helps you pay a specific sum of money while you end up paying for the remaining amount. You can apply for Medicare online or over the phone . It’s however very important that you pay special attention to certain registration deadlines. You should also understand the plans provided to help you set up your benefits the right way. This is when and how to apply for Medicare;

When To Apply For Medicare

You should apply for Medicare three months before you reach 65 years of age. The open registration period usually kick starts three months prior the time period you turn 65. It then extends three more months past the time unit you turn 65. It’s also advisable that you enroll your Medicare application during this registration window. This is to help you avoid increased financial penalties in case you pay late for it. It will be much easier for you to get enrolled in Medicare if you have already started receiving Social Security benefits.

Benefits received from Railroad Retirement system will also make it cushy for you to get a Medicare enrollment. If you are new to this, you can always check out the Medicare Enrollment Booklet. This has clear info detailing Medicare Plans. Medicare Enrollment Booklet assists you in making better judgments on whether to remain in Medicare Part A or enroll in Medicare Part B too.

How To Apply For Medicare

Some people want to get Medicare but don’t know how to apply for it. Don’t worry. You can easily apply for Medicare online or by signing up social security. How do you sign up for social security? Simply dial their service number at 1-800-772-1213. If you are not retired by age 65 and still don’t have Medicare, you can go ahead and contact your benefits department. If you are enrolled in any other health plan, it will automatically become secondary. You must acquire Medicare for it to pay first in all your health plans.

If you are still working, you should apply for Medicare Part A unless your welfare department says otherwise. Most people who have attained 65 years of age but are still working have only signed up for Part A. This is because most of them have been enrolled in other health plan groups. After retirement, they will need to add Part B. You will add this Plan within eight months of the ending point of your employment or final stage of your group health coverage.

It’s important for you to get Medicare by the time you reach 65 years old to help you have an easy time paying for your medical coverage after retirement.

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